ESTATE PLANNING

Protect Your Wishes. Plan Your Legacy.

Organize your estate, document important decisions and explore tools designed to help protect your family, assets and future wishes.

UnderstandING Estate Planning

PAR goe shewere

Create instructions for how property and personal assets should be distributed after death.

Plan for online accounts, digital assets and important electronic information.

Document healthcare wishes for situations where you may be unable to communicate them.

Use a legal structure to manage and distribute assets according to specific instructions.

Authorize someone to handle financial or legal matters on your behalf when needed.

Understand how beneficiary designations can affect insurance, retirement accounts and other assets.

Estate planning organizes how your assets, responsibilities and personal wishes should be handled during incapacity or after death.

A Will can help specify who receives your property, who manages your estate and, where applicable, who should care for minor children.

A Will generally takes effect after death, while a trust can hold and manage assets during your lifetime and after death.

A Living Will records healthcare preferences for situations where you cannot communicate your own medical decisions.

A power of attorney allows another person to act on your behalf for certain financial, legal or other matters.

In many situations, assets with valid beneficiary designations pass directly to the named beneficiary rather than through the Will.

Digital assets can include online accounts, cloud files, cryptocurrency, social media, domain names and other electronically stored property.

It is worth reviewing after major life changes such as marriage, divorce, a birth, death, move, major asset change or changes in law.